Why Choose Lifestyle

Car Excess Insurance

3 options of cover

Motor Legal Expenses automatically included

Peace of Mind motoring

10% discount voucher for tyre purchases & servicing

Want to find cheap Northern Ireland car insurance but unwilling to risk a high excess?

With Lifestyle Motor Excess Insurance you can enjoy the benefit without the risk. *For as little as £28.00 you can insure against a £750.00 policy excess! It’s as simple as this.

A female aged 39 with full claims discount, protected bonus, driving a 2013 BMW 320 Touring. £100 standard excess has a premium of £420.10 Raise the excess to £350 and the premium falls to £346.69. With Lifestyle Insurances Car Excess insurance you insure this for only £20 saving you £46.41!

An additional benefit is the inclusion of the Lifestyle Motor Legal Expenses Policy which will assist with the recovery of your uninsured losses following a non-fault claim. We will also supply you with a replacement vehicle for up to 10 days provided there is an identifiable third party.

*The Lifestyle Motor Excess Policy will reimburse to you any excess paid under your motor insurance, provided that the total amount payable under any claim exceeds the value of the excess and that the incident leading to that claim under the motor insurance occurred during the period of insurance.